Typically, you can apply for a Standard Chartered Home Loan online using the following steps: 

1. Fill the application form of Standard Chartered Bank.
2. Submit key documents like KYC and Financial which are related to salaried individuals.
3. Loan eligibility of the applicant is determined based on the candidate worthiness of the applicant and his or her cibil score.
4. Standard Chartered Bank Provide the Sanction letter which has loan amount, Interest rate, Tenure, emi Payable another terms and condition.
5. Finally after completion of the disbursement process Standard Chartered Bank issues a cheque in favour of the applicants.

There are a few documents that you need to submit to get a Standard Chartered Personal Loan. They are given in the table below:

Because it is fast and easy to sanction for the customer who has healthy financial records.

After submitting all required documents determining your loan eligibility, it takes about 5 to 7 working days for the personal loan to be sanctioned by the bank.

To secure a Standard Chartered Personal Loan you need to have a minimum CIBIL score of 700

Currently, the minimum personal loan amount is Rs 1 lakh and the maximum loan amount is Rs 6 lakh.

No there is no need to have a co-applicant for applying for a Standard Chartered Personal Loan. However, if you do have one then it helps in enhancing your loan eligibility, and prove your ‘Creditworthiness’ to the lender.

The frequency with which your Standard Chartered Personal Loan rate of interest (ROI) will change, depends on the type of ROI you select. So, if you select a floating interest rate then there will be constant changes seen. However, in case you select a fixed rate then there will be no changes.

If you possess IT returns for three financial years, it means your eligibility and ‘Creditworthiness’ for securing a Standard Chartered Personal Loan increases significantly. Moreover, if you seek a small loan amount and your ‘CIBIL’ score is good, you can still secure a Standard Chartered Personal Loan.

After submitting all the necessary documents, and getting it approved via sanction letter, your loan amount will get disbursed in 2-3 working days.

A few additional information about Standard Chartered Personal Loan is given in table below: 

1. Types of Standard Chartered Personal Loan:

    There are three major types of Standard Chartered Personal Loan. They are as follows: 

   1. Standard Chartered Marriage Loan:

      Usually, this scheme is provided to you along with ‘Instant Approval’ for financing all wedding related expenses. 

   2. Standard Chartered Travel Loan:

      To help you fulfill financial requirements related to travel this scheme is provided along with ‘Instant Approval’. 

   3. Standard Chartered Payroll Overdraft Service:

      Typically, this program is offered to payroll customers of Standard Chartered customers. It is generally a variant of Personal Loan Overdraft. 

2. Important features of the Standard Chartered Personal Loan:

   There are a few key features of Standard Chartered Personal Loan. They are as follows: 

   1. Minimum documentation 
   2. Online personal loan application and instant approval 
   3. Loan disbursement with 4-7 working days after application, document submission, and legal as well as technical verification 
   4. Finally, Standard Chartered Personal Loan available for both salaried and self-employed individuals